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All in One Home Loan
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In most situations this is the fastest and most cost effective method of repaying your mortgage. It works by having all your income (salary, rent, etc) paid directly into your mortgage account.
All additional money above the interest are deducted off the principal that same day. This has the effect of reducing the interest charged on the outstanding principle each day.
You leave all additional money in your mortgage until it is needed for bills and general living expenses. Access to your money is via a credit or debt card linked to your mortgage, periodical payments or direct debits.
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