Dentist Home Loan

dentist examining patient
dentist examining patient

Dentists are industry specific professionals who can qualify for special policies when taking out a home loan with a certain number of lenders. These special policies allow people who are qualified dental practitioners to take out a home loan with some special benefits.

LMI Waived with a Dentist Home Loan

If you are a dentist you can have your Lenders Mortgage Insurance (LMI) waived up to 90%LVR up to $5m per individual security.

Dentist Home Loan & Pricing Discounts

A dentist will qualify for a pricing discount and fee waivers if he/she applies as a qualified and registered dentist. Today, you can qualify for an interest rate below 4% depending on the size of your loan amount.

Do I need to be part of a professional association?

To qualify for a dentist home loan, most lenders will verify your profession as being part of The Australian Dental Association (ADA). Other lenders may request to see your educational qualifications.

Types of loans available under the Dentist Home Loan

You can borrow for both ‘owner occupied’ and ‘investment’ type of loan using a Dentist Loan. All product suites are available and include:

Finance for the purchase of a dental surgery

Finance for a dental surgery or practice is available up to 95%LVR. This high LVR loan can be used even on a commercial property to fund the purchase of a dental surgery. Hence with only 5% deposit, we can help you set up and operate your own dental surgery.

If you are a dentist and are looking for a dentist home loan, Mortgage Providers will be able to assist with our panel of lenders who have various packages to suit dentists. Please call us today and see how we can help.